As North American cities cope with the impacts of global warming and the economic crisis, leadership for meaningful long-term change remains elusive. Can government take charge of the climate change response despite intensifying political and economic constraints? Is the desire for profit enough to drive businesses to provide a substantial and concrete response?
Read MoreA new FDIC study finds that seven of every 20 New York households is “underbanked.” In most cases, these are low-income, minority and single-parent households that either have no bank accounts or rely heavily on alternative financial services such as payday lenders and pawn shops. Such families can pay exorbitant fees and interest, are at greater risk of robbery, and often can’t borrow because they have no credit history.
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